Tuesday, August 17, 2004

Broke!!!

Now I understand the meaning of being broke. After enduring almost more than 1 week of being cashless and surviving merely on credit cards. I finally understand how people who have no money feel and suffer. I have to say, it is really not easy at all. The feeling of going out of the house with no money in your pocket and sitting there wondering how to obtain my next meal and how to buy stuff. Passing by shops whereby there are things that you want to buy but can’t afford it !! I now know that feeling !!

Let me begin the story. Bout 14 days ago, my bank account was frozen. WTF !!! Rushed into the bank and realized that my account was frozen due to the fact that someone had used my credit card and withdrawed an amount of $2500 AUD. Terrified and petrified I immediately had the credit card services to verify the validity of the transaction and it was establish that the transaction came from half-way round the world !! Great Brittan !!! Didn’t know I was ever in there!! This time even more terrified and petrified I had them cancel my card immediately. Filed a fraud report and had to report it to the police as well. SO much of paperwork and investigations. Best thing is I couldn’t take money out from fixed deposit in another bank and other bank accounts were running low!! In other words, I am officially BROKE !!

Great !!! Because of that incident they froze all funds in my account so that no further transactions could ensue. That was then I realize that I am officially a poor boy !!! Had to survive on people’s food remnants and search the garbage bins for food !!! HAHA.. just kidding. Well, I had to rely on daddy’s credit cards but I did not want to spent too much so I tried to save as much as possible. Only used it to buy groceries around $50 AUD through this entire event !! This incident just makes the word LONG-SUFFERING seem so true. So for that ….

Everyday I sit there thinking how to get money ?? NO !! I will not ask from my parents as I want to stand on my own feet !! I thought to myself, maybe I should sell some of my clothes cause they should worth quite a bit but it was not as simple as what I hoped for. Then, I turned to my agent to ask for my pay for the last job which the agency still owes me and they were not able to pay me till the end of the month !! DIE LA !! Why did I turn down that modeling job!! Why !! Could have earned at least 2 grand but why God put me in such a situation !! For this entire time I had to survive on supplies and groceries which I bought, tough life !!

The best is yet to come !! I checked my account on Friday which was around 10 days after the first incident… WOW !! Another 8 transactions which totaled up to $400 AUD !! With haste I immediately rushed into the bank and scolded as many people as I could find !! Actually only 2 person !! Irrational behaviour !! Regret it !! How could this have happened especially when I have cancelled the card and the account was frozen !! WTF !! SO much for that St. George bank !! I did inform my parents about it but this time I did not want them to send me any money because I want to handle this situation by myself. Superbly terrified and petrified !!

Finally, today !! The bank called me in to verify some details and finally agreed to refund the total fraud transaction amount back into my account !! Finally!! No more war with money issues!! My emotions !! HAPPY !! EXCITED !!

14 days !! That’s how long I endured and it was not fun !!If there’s anything I’ve learned is that so many people are actually in my situation with their bank accounts running almost low!! They have so much more worries than me for their entire life whereas mine is only temporary. How could I ever imagine being in their shoes where I am sheltered by my parents. So I have decided from now on I will only spend my money as wisely as I can!! Appreciate every single dollar and cents that I own !! Lesson learned…..

Sunday, August 15, 2004

Drenched !!

Today's a really long and dragy day !! Melbourne's weathers screwed up man. Few days of sunshine and one full day of rain. For a Saturday, it's been a long day. Went out at 10am and got back at 11.30pm to sleep. Basically, just went out to meet a client in the morning and then went hunting for a present. Today one of my friend's graduating, so i took the liberty of buying a 1 metre chocolate bar with assorted chocolates for him. It's really cool.

Freakin' went out dry and comfortable and came back home in the afternoon drenched. Never ever liked Melbourne's weather anyway. Had to come home and change because all my clothes were wet and I looked like an idiot. Got changed into a classic black suit because i really didn't want to dress up for the occasion. Now it was the suits turn to get soaked. Freak !!!!!! The ceremony was wonderfully amazingly BORING!! Man, don’t think I’m gonna rock up for my graduation !! Get drained so badly it just aint funny anymore.

The best part bout being an international student is you have the opportunity to get ripped off by the Australian government. Freakin’ pay like AUD $100,000 for a piece of paper Signed, Sealed Delivered by an old “wise” lady a.k.a. Chancellor. Hmm… i would say good investment daddy. Well done !! Well, will be at least 2 years before I’m rocking up that road I guess. However, however… the best is yet to come. The after Grad refreshment. The foods pretty good. At least good enough to make my “Daddy’s investment” feel better.

However, thinking bout it.. how often do we actually put what we have learned into application ?? Most of the time we just learn it and pretty much forget it after the exams. But i guess it's the process of learning that we learn and experience. Not so much on the facts and text books. More to come.

After tht, basically it was just going out with friends playing games and trying to have “intellectual” conversations. Tired now….

ZZZZZZZzzzzzzzzzzzzzzzzzzzzzzzz………..

Oh... almost forgot, i wanna direct everyone who is reading this blog to the previous posting. Especially the comments bit. I hope you al will take time to read it.